Elite United first took the lead through an own-goal in the 52nd minute, before Gambian Dutch Lions responded through Haruna Touray in the 59th minute.
Captain Gibril Dumbaya scored the winner to send his side to the final after they were awarded a spot kick in the 68th minute.
The Busumbala-based team, Gambian Dutch Lions FC secured a playoff spot after finishing 3rd position in the Second Division League with 58 points.
Gambian Dutch Lions FC will now face the Gambia Ports Authority (GPA) FC in the final. GPA defeated Wallidan FC 1-0 in the other play-off match played at Basori on the same day.
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